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Canceling an Extended Warranty


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MelissaHowe
Anonymous Poster
marina_meggy@yahoo.com

Oct 30, 2007, 10:19 AM

Post #1 of 3 (1744 views)
Canceling an Extended Warranty Sign In

Has anyone cancelled their extended warranty and been told that you have to go to your state's Taxation Department to get part of the refund? This is what I was told and I find it absolutely ridiculous. If anyone has been through this, I would greatly appreciate some advice.

Thanks


Tom Greenleaf
Ultimate Carjunky / Moderator
Tom Greenleaf profile image

Oct 30, 2007, 11:48 AM

Post #2 of 3 (1739 views)
Re: Canceling an Extended Warranty Sign In

If you'd like I'll move this thread to another spot on the forum as it is in a rather remote spot for the question. It's a very interesting question as folks pay a lot of money for these things and they do have real value. I have seen lots of advertising that the policy can be transferred to a new owner to add interest to a sale.

It is kind of an insurance policy and I simply don't know how it would be pro-rated by month or miles but suspect it's a final sale in the fine print. This would be of great interest in the case where a car is totalled and should be part of the value of the loss. I haven't purchesed one of these on anything and they seem to be offered on lots of things that you buy but by far an automobile is the second most expensive item routinely purchased by people.

This really doesn't involve the state's tax office directly that I can think of but it could be a taxable purchase sales tax wise and any refund of the tax part only would be based on your state's tax rules.

My gut tells me that the best this is, is transferrable and no refunds are possible at all.

You must have the original policy. What does it say in the fine print. Here I would contact the atty generals office and found out about any laws regarding refunds of unused pre-paid insurance costs.

I would consider this an insurance issue and read the policy and bring it up with the party you actually paid for this and you know they aren't motivated in you getting money back as they no doubt received a commission on selling it to begin with.

This must be a state by state regulated thing,

T



sarahjennifer
Anonymous Poster
sarah.jennifer98@gmail.com

Oct 31, 2007, 10:17 AM

Post #3 of 3 (1735 views)
Re: Canceling an Extended Warranty Sign In

Hi,
I would prefer you a site called http://www.extendedwarrantyshopper.com/ you can get all about extended warranties for Cars, Trucks and other automobiles. Hope this will help you.
Good luck!






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