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2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help?


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MBekks
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Aug 19, 2012, 3:55 AM

Post #1 of 10 (1067 views)
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2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help? Sign In

Hi guys!
Last night, Friday, August 19th, I was in an accident with my three week old 2012 Volkswagen Jetta 2.5 SE. It was raining and dark out, and I had lost control of the wheel and flew sideways into a street lamp and sign. While drifting at that angle, I jumped a minimum 6" curb and my passenger side rear wheel had broken off. The entire wheel just came right off! The part that held it was all twisted and scratched up. My passenger rear door had a very large vertical dent in it, spanning about a foot in length, with scratches in it. Also, it seems the entire axle, or whatever you call the part that holds the rear wheels in place, was shifted to the left, because my driver side rear wheel was sticking out about 2 inches past the skirt. The rest of the car is fine, including the front and rear bumpers, front and rear driver side quarters and front passenger quarter.

Can someone please try to help out with possible problems I am facing? Parts that will need to be replaced, as well as cost for the parts and labor through dealer and private shop?

I am 18 years old and on a multi-vehicle insurance policy, so filing a claim is something I know i have to try and avoid. The damage done to the sign and lamp were on private property, so I will be taking care of that in cash also.

Thank you in advance,
Mike


Tom Greenleaf
Ultimate Carjunky / Moderator


Aug 19, 2012, 7:31 AM

Post #2 of 10 (1035 views)
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Re: 2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help? [In reply to] Sign In

Quote">>Can someone please try to help out with possible problems I am facing?<<"

Just how did you leave that scene without this being recorded as an accident? Without too much guessing at any costs which will be impossible without a complete inspection of "property damage to others" and then damage to your car than could be tons more than what you've noticed at a look you are going to need the insurance which should (huh) take care of the property damage quickly especially if sign and lamp were of valuable importance to owner.

Your car should now be listed as "fixed up" in a catagory that damn it's value for when that day comes to sell or trade it.

I have to suggest fessing up and pay deductibles, any surcharges and possible fines. If the road was extrodinarily flooded by surprise you might have a snowball's chance in hell to excuse this but otherwise sounds like you were not driving in accordance to the conditions so are totally at fault and I don't and can't make that call,

T
_________________________________________
Long retired now


MBekks
New User

Aug 19, 2012, 7:58 AM

Post #3 of 10 (1032 views)
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Re: 2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help? [In reply to] Sign In

Ugh, I know I'm at fault. I did report the accident already and the police took care of their part. The only thing I'm trying to figure out now is if the worst case scenario damage is something I can afford to pay out in cash. I've spoken to the landowners already and we have already worked something out. All I'd like to know is what I'm looking at in terms of cost to fix the car's damages. It's a lease so reselling or trading it in doesn't matter, by the way.


(This post was edited by MBekks on Aug 19, 2012, 8:00 AM)


Hammer Time
Ultimate Carjunky / Moderator


Aug 19, 2012, 8:10 AM

Post #4 of 10 (1022 views)
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Re: 2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help? [In reply to] Sign In

The only way you are going to find out the extent and cost of the damage is to get a detailed estimate by a reputable collision shop but be prepared for something that could run into multi thousands.




~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

We offer help in answering questions, clarifying things or giving advice but we are not a substitute for an on-site inspection by a professional.



Tom Greenleaf
Ultimate Carjunky / Moderator


Aug 19, 2012, 8:49 AM

Post #5 of 10 (1018 views)
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Re: 2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help? [In reply to] Sign In

I've never leased a car and terms would be whatever you agreed on and wouldn't be surprised if this had a tail end charge for damage unless repair and compensation is up to their specifications, terms and conditions. Trading in a lease is like selling it back valued at the conditions you agreed upon usually how many miles and a list of things.

I couldn't guess at what damage might be found. Even if I looked up cost of replacing the whole rear axle and associated parts there may be damage to body and frame parts that hold them putting costs thru the roof.

OK - it has been reported and no doubt some detail of damage now on file with your info, insurance, vehicle etc. so there goes that. Why not let your insurance take care of this? I have total faith that the concern you leased this from made sure you had coverage to protect their butts probably up to YOU being responsible for all costs while it is in your custody.

You said you are in a group policy and can't know how it could effect others but probably does.

I will never say that I'm a pro on the details of leasing as terms can and will be all different but have yet to hear of anything much more than YOU are responsible for everything about it. Right now, unless you put a huge chunk of $$ down you are seriously "underwater" meaning you would owe tons more than a 3 week old car would fetch to sell now as a fast % drops off that it technically isn't brand new anymore.

I say - keep strong track of all papers and the incident and call your insurance. They are probably just interested in how much it may cost them and probably a new risk rating for you and they should be able to tell you the overall expense it will be,

T
_________________________________________
Long retired now


Hammer Time
Ultimate Carjunky / Moderator


Aug 19, 2012, 10:04 AM

Post #6 of 10 (1006 views)
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Re: 2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help? [In reply to] Sign In


Quote
Right now, unless you put a huge chunk of $$ down you are seriously "underwater" meaning you would owe tons more than a 3 week old car would fetch to sell now as a fast % drops off that it technically isn't brand new anymore.


He stated it was a "lease" which is another way of saying "it's a long term rental" and yes, the car has to be kept until the end of the lease contract and returned with no damage. He is responsible for all repairs and damage just as if he owned it and yet he does not.




~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

We offer help in answering questions, clarifying things or giving advice but we are not a substitute for an on-site inspection by a professional.



Tom Greenleaf
Ultimate Carjunky / Moderator


Aug 19, 2012, 10:37 AM

Post #7 of 10 (998 views)
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Re: 2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help? [In reply to] Sign In

Right - long term rental but all responsibility. I mean underwater as if you changed your mind on a car that quickly it would cost a fortune to get out of it or change it to something else.

I see the ads for just sign and drive, no $$ needed, bad credit OK, no means check to pay a thing all gone wild about now.

This stuff is scary. Here - you owe sales tax for each month of the cost of partial buying it slowly or use of it but owe total annual "excise tax" based on value of a vehicle.

I hear of the sneaky crap at the end with ad on charges for condition. It stinks and isn't always fair right up there with predatory lending. Touchy stuff.

Still say let the insurance handle it,

T
_________________________________________
Long retired now


MBekks
New User

Aug 21, 2012, 11:17 PM

Post #8 of 10 (970 views)
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Re: 2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help? [In reply to] Sign In

Cost to fix is $5400
Rear wheel bridge is destroyed, rim and tire are gone along with it. It will need a new door and skirt, as well as a new rear bumper. Plenty of dents and scratches on the undercarriage, as well. The guy said that if it was just one model year older, it would only run $2000-$2800.
However, they did find a major issue with the breaks installed on it, which could mean that I'm not liable. I'll let you all know what happens when I do.


Hammer Time
Ultimate Carjunky / Moderator


Aug 22, 2012, 6:23 AM

Post #9 of 10 (960 views)
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Re: 2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help? [In reply to] Sign In

Of course you're liable. Who else would be?
Defective brakes may give you the option to sue the manufacturer but it isn't going to get your car fixed now. I'd be surprised if you could even win that suit.




~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~~

We offer help in answering questions, clarifying things or giving advice but we are not a substitute for an on-site inspection by a professional.



Discretesignals
Veteran / Moderator


Aug 22, 2012, 8:25 PM

Post #10 of 10 (947 views)
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Re: 2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help? [In reply to] Sign In

If you lost control of the vehicle in a way the vehicle started to yaw, the stability control system (ESC) should have activated. The stability control system uses the brakes to correct an over or under steer condition. If you have brake problems or the ESC system wasn't operating properly or at all that could be an issue if your accident could have been avoided because of it. Even then the ESC system isn't fool proof and probably would be difficult to prove in court.





Since we volunteer our time and knowledge, we ask for you to please follow up when a problem is resolved.




2012 Volkswagen Jetta 2.5 SE 2.5L I-5 1300Miles (3 Weeks Old) Passenger Side Rear Quarter Destroyed. Help?


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